At Muslims Forum, our mission is to make financial solutions accessible and Shariah-compliant for every member of the Ummah. As part of our commitment to promoting Halal business and ethical finance, we’ve introduced a Halal EMI system — an interest-free installment plan that allows members to purchase essential items or services in a manner aligned with Islamic values.“Allah will continue to help His servant (a muslim) as long as His servant helps his (muslim) brother.” – Sahih Muslim
In today’s time, engaging in Halal business is one of the most impactful ways to address the economic needs of the Ummah. When Muslims support and invest in Halal enterprises, these ventures are able to offer valuable, community-focused financial solutions such as:
(a) Interest free loans
(b) Interest free insurance (Takaful)
(c) Interest free installment plans (Halal EMIs)
What Is the Halal EMI Option?
The Halal EMI (Easy Monthly Installment) model is a flexible, interest-free purchasing solution that helps members meet their needs—whether it's for home appliances, educational tools, personal devices, or business-related equipment—without falling into the trap of riba (interest).
How It Works – Step-by-Step Process:
Step 1: Membership & Investment
Members invest a minimum amount (starting from ₹5,000) into any active Halal business venture managed by Muslims Forum.
Step 2: Profit Generation
As with our other models, members receive monthly returns from their investment.
Step 3: EMI Purchase Eligibility
After maintaining their investment for 3 months, members become eligible to purchase approved items through the Halal EMI system, valued up to 30% of their investment amount.
Step 4: Installment Payments
The total amount of the item is divided into equal monthly payments (up to 6 months), with zero interest and no hidden charges. The EMI amount is paid back into the community fund.
Key Features of Halal EMI Plan:
(a) Interest-Free: Completely free from riba, in accordance with Islamic finance principles.
(b) No Processing Fee: Transparent and fair – no added charges.
(c) Community-Funded: Powered by Muslim investors to benefit fellow Muslims.
(d) Flexible Repayment: EMIs can be repaid over 3 to 6 months.
(3) Revolving Eligibility: Once EMIs are fully paid, new purchases can be made.
Why Choose Muslims Forum Halal EMI System?
(a) Enables responsible purchasing without the burden of conventional interest.
(b) Strengthens a trust-based economy within the Muslim community.
(c) Promotes shared growth, where your investment supports both your goals and others in need.
(d) Empowers Muslims with the tools they need—ethically and affordably.
Ready to Buy the Halal Way?
Whether you need a laptop for work, educational materials for your children, or basic household items, Muslims Forum is here to make it possible—without compromising your Deen.
Contact us today to join the Halal EMI plan and be part of a community that supports each other through faith, fairness, and finance.