At Muslims Forum, we are dedicated to applying the principles of Islamic finance and ethical business conduct in every initiative we undertake. Islam promotes collective cooperation, financial independence, and the economic empowerment of the Ummah. Keeping this in mind, Muslims Forum continues to develop community-driven, Shariah-compliant models that serve the needs of our brothers and sisters.“Allah will continue to help His servant (a muslim) as long as His servant is helping his (muslim) brother.” – [Sahih Muslim]
In our current economic environment, building Halal financial systems is essential to securing the future of the Muslim community. When Muslims support Halal enterprises, they contribute to a sustainable ecosystem that offers services such as:
(a) Interest free loans
(b) Shariah-compliant insurance (Takaful)
(c) Halal EMI Options (interest-free installments)
Takaful – Shariah-Compliant Insurance Rooted in Mutual Support and Trust
To help members prepare for unexpected challenges in life, Muslims Forum has introduced a Takaful scheme — a cooperative, interest-free insurance plan based on Islamic principles of mutual aid (*ta’awun*) and shared responsibility.
How Our Takaful Model Works: Step-by-Step
Step 1: Participation Contribution
Members contribute a small, fixed monthly amount (starting at just ₹300) to a collective Takaful fund, managed with full transparency by Muslims Forum.
Step 2: Risk Pooling & Community Protection
All contributions are pooled to support members in times of need—such as medical emergencies, accidents, job loss, or sudden expenses.
Step 3: Need-Based Support
When a registered participant faces a genuine hardship, they may apply for Takaful assistance. Upon verification, financial help is provided from the shared fund—without interest or commercial conditions.
Step 4: Continuation & Rotation
Members continue contributing monthly to keep the fund sustainable. As the community grows, the size of the fund increases—allowing more members to benefit in larger ways, inshaAllah.
Why Choose Takaful with Muslims Forum?
(a) 100% Interest-Free – Compliant with Islamic financial ethics
(b) Mutual Risk Sharing – Every member helps protect one another
(c) No Profit Motive – Purely for welfare and support of the Ummah
(d) Scalable – The more members, the stronger the system becomes
The Spirit Behind the System
This is not a corporate insurance company. It’s a community-backed safety net, built on the foundation of brotherhood, honesty, and accountability. Each rupee is used only to help those who truly need it — without exploitation, riba (interest), or deceit.
Want to Join the Takaful Plan?
Become part of a growing movement of Muslims helping Muslims—the Halal way.
Contact Muslims Forum today to register or learn more about how Takaful can protect you and your family in times of need.